Micropayment business in Finland- forming the basis for development of micropayment methods and business

Päivi Jaring VTT Technical Research Center of Finland, Finland

Tapio Matinmikko VTT Technical Research Center of Finland, Finland

Pekka Abrahamsson VTT Technical Research Center of Finland, Finland

Abstract
Micropayments provide companies and individual persons a way to obtain potentially a great deal of revenue for the digital content (such as music, games). At the moment lot of digital content is either not provided at all or is provided for free. The micropayment business has a great revenue potential in future. So far only few companies have managed to reach considerable success. Mobile test bed countries such as Finland have the entire infrastructure needed in micropayments and a very high utilization rate of Internet and mobile phones. Despite of this, micropayments are not very popular. The purpose of this paper is twofold. First it aims at discovering and comparing different micropayment methods proposed. Second, it outlines the current status in Finland and proposes avenues that should be taken in order to make the micropayment business more attractive and profitable.

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Reference:	Jaring, P., Matinmikko, T., Abrahamsson, P. (2006). "Micropayment business in Finland- forming the basis for development of micropayment methods and business," Proceedings > Proceedings of Helsinki Mobility Roundtable . Sprouts: Working Papers on Information Systems, 6(40). http://sprouts.aisnet.org/6-40
Keywords:	Micropayments; Methods
Item Type:	Article - Volume 6 Article 40 (2006)
Language:	English
Email:	Päivi Jaring (paivi.jaring@vtt.fi) Tapio Matinmikko (tapio.matinmikko@vtt.fi) Pekka Abrahamsson (pekka.abrahamsson@vtt.fi)

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